Nowadays students want to be more financially independent AND for that
reason they have credit cards. But there are some advantages and
disadvantages relevant IN possessING plastic money.
There is no denying that students becOme more responsible when they
have A bank account. They learn how to plan expenses and discover that
they cannot buy everything THAT they want because their financial
resources are limited. ThESE (l. mnoga dlatego ze skills to l. mnoga) skills will be useFUL in their adult liveS. What is more, if you have A charge card you do not have to carry money because you can pay BY it or OBTAIN money out OF A CASHMACHINE.
Another thing is that when people have not got ANY money they can run into debt and ONLY later pay THEIR DEBTS OFF.
On the other hand, credit cards ALSO have disadvantages. When they have too LARGE AN expenses and they do not control them THIS CREATES a lot of problems. Secondly, credit cardS can be lost and money from THEIR account may be stolen. For students each penny is important so it is AN additional financial burden
for their budget.
In conclusion, there are many pros and cons of possessing credit cards
BY students. The decision of whether to have A BANK account and use
plastic money or keep cash (mozna tez ...hidden..) in A sock remains a matter of personal choice.