Reported Speech

Temat przeniesiony do archwium.
Hey!
I've got a little problem with changing sentences into reported speech.
I would appreciate it if anyone could help me. ;)

1) 'What caused the flooding last year?' asked Bill.
Bill asked what had caused the flooding the previous year.(I don't know if it's correct)
2)'If I were you, I'd take out a loan' said Peter - I don't know how to do this sentence.
3)'No, I'm telling you I didn't call an ambulance' said Tom. - I have no idea how to do that.
...if someone could...

1 ok
2 advised me...
3 repeated... albo denied
Ok. Thank you.

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